Turn the data your company already has into income, without handing it over. Buyers run their work where the data lives. Results come out. Rows never do. Kovo sets a fair price and pays you every time it is used.
Every startup, retailer, lender and ministry sits on years of records that no model has ever seen: locked by compliance, scattered across systems, or exported to vendors who keep the value. Kovo closes the gap between "we have the data" and "we can use the data".
Data should behave like any other asset on a balance sheet: held in custody, used under written terms, accounted for to the last transaction. Kovo gives each institution the infrastructure to treat its data that way, and gives the region a way to collaborate without a single party becoming the choke point.
Data enters a Vault, becomes ready with Lineage, is used in a Room, and every access is a Grant you can see in the Console.
Your data lands in an encrypted environment in a region you approve, in-country by default, inside confidential hardware. Three key shares exist: yours, Kovo's and a custodian's. Every decryption needs yours plus one other, so nothing is decrypted without you, and you can always export without us.
We connect your systems, redact personal data first, then clean, document and score. Every derived record stays traceable to its source: that is Kovo Lineage.
The model, join or forecast runs on prepared data in confidential compute. Results come out; rows stay in. Every release passes memorisation and extraction checks.
Every access is a scoped, expiring, revocable Grant. A complete log and a regulator-grade audit export, ready for your DPO at any time.
Kovo is not a vendor you export to. It is an economy you take part in. Large owners list on their own. Small owners pool into a Collective, govern it together and get paid for what they contribute.
A Kovo Collective is a data DAO: several owners, from corner lenders to cooperatives to agencies, place prepared, lineage-backed data into a shared Kovo Pool, govern it together, and let it be used only under a Pool Grant they vote on. No one hands over a table. Each member keeps its own Vault and its own key.
The data DAO. Many owners, one governed Pool, each keeping custody.
Rights in a Pool's governance and proceeds, issued to contributors in proportion to what they bring.
Data products and model outputs sold to third parties by grant, priced by the owner, commission agreed in writing.
Financing for preparation before budget exists, repaid from defined proceeds at a defined priority.
A grant issued by a Collective over its combined data. Scoped, timed, revocable, voted.
The vetted people who prepare, annotate and review, under written ethical standards, attributed and paid per contribution.
Half quality, half usefulness, measured with a test model and live buyer demand, so owners and buyers know what they have.
Permissioned, tamper-evident record of grants, lineage, shares and settlement across parties.
Owners shouldn't have to guess what their data is worth, and buyers shouldn't have to negotiate for months. Every listing gets a transparent price from its size, its Kovo Score (half quality, half proven usefulness), freshness, exclusivity and live demand from bounties. Buyers pay per use or buy a licence. Owners can adjust it from 70% to 130%.
price = base × size × Kovo Score × freshness × exclusivity × demandA paid evaluation on the real data, credited to the purchase. In the demo a credit model on 2,000 microloans went from 0.64 to 0.82 AUC.
Pay as you go for that dataset, or $3,000 a year unlimited. The owner keeps 70%. Kovo keeps 30%.
It joins a Collective. Payouts split by rows × Kovo Score, so better data earns more.
Can't find the data you need? Post a bounty: what you need, how many records, what you'll pay. Kovo checks every listing and Collective against it and tells the owners who match. You evaluate before you pay. Every open bounty also tells owners what is worth preparing next.
Repayment outcomes for first-time borrowers. 1,500+ records with a yes/no outcome and income.
Spanish customer-support chats labelled by intent. 5,000+ conversations.
Monthly small-business sales across Guatemala and Honduras.
A 45-minute scoping call, then a written scope with baseline, target and price before you sign anything.
Risk, compliance and the DPO decide whether a data project ships. Kovo is designed around their questions, with claims we can show in the Console.
Baseline and target written into the scope in week one, reviewed together in week twelve. If the target is not met, you keep what was delivered and owe no subscription.
About four hours a week from your side, mostly decisions. From us: a delivery lead, two data engineers, an ML engineer and security on call. Milestone payments 40 / 30 / 30, paid when reached.
Kovo is C² Labs' answer to a question every institution in Latin America is asking: how do we use the data we already have, without giving it away?
Data stays in the owner's Vault, in-country. Work comes to the data.
Scoped, time-boxed, revocable and logged. A specific permission for a specific purpose.
Lineage from raw record to model output, for any result, at any time.
Workloads return results by default. Bulk data never leaves the Vault.
Institutions pay for the deployment they get. Nobody subsidises the work with your data.
Models built on your data are yours. If you ever sell data products, you set the terms.
Preparation and annotation by a vetted bench, under written standards, attributed and paid.
Designed for Latin American regulators, languages, registries and realities.
The pilot is one institution and one use case. The destination is a region where data stays with those who own it, is used under terms they set, and pays them every time it creates value.
Every pilot is a brick in that economy. The order matters: one anchor, then one account with many uses, then two institutions in one Pool, then a region.
An AI and data-science lab building from Latin America. Kovo is its platform business.
Leads Kovo's product, data science and the first anchor deployments. Sets the one rule everything else follows: custody never moves.
Vetted data engineers, annotators and reviewers working under written ethical standards, on redacted data, with every contribution attributed and paid.
How fees, staking, buyback and supply are designed to tie the value of the asset to real use of the Kovo economy: every release, every sale, every financed preparation.
Data sharing between institutions needs infrastructure that none of them controls alone: where a permission is recorded once, enforced everywhere, and cannot be rewritten by the party that benefits. Kovo is that infrastructure for banks, fintechs and public institutions in Latin America. The KOVO asset is what ties the use of that infrastructure to its security and growth.
Institutions make their data ready once, keep it in their own Vault, and let it be used only under grants they issue, alone or as members of a Collective. Buyers and partners, including other institutions, regulators and model builders, receive results and scoped products under those grants, with lineage they can audit. Each institution that joins widens what buyers can reach; each buyer gives institutions one more reason to make data ready. Reach grows with the product of the two populations, not their sum.
Grants are free. Fees are charged on what repeats: a result released from a Room, a workload run, a sale settled in the Market, a Forward originated. Each transaction type has its own rate, set as a parameter rather than a redeployment, so the fee base grows with use and with new transaction types, not with the number of users.
Fees are paid in USD stablecoin. The largest share goes to the operators who validate the Ledger and run key and release services, pro rata to stake. A share buys KOVO on the market and burns it. The rest funds an ecosystem treasury for Collective formation, Bench capacity and audits.
| Transaction | When | Proposed rate |
|---|---|---|
| Grant issuance | Per grant | Free |
| Result release | Per release from a Room under a grant | USD 0.05 per scope released |
| Room run | Per workload | 5% of the compute line |
| Market settlement | Per sale | 2% of the sale |
| Forward origination | Per instrument | 1% of the amount financed |
| Vault registration, data write | Once, as data is added | Unset (reserved) |
One use case in production releases results on a schedule. A daily scored release of one scope is 365 priced releases a year from a single preparation. At USD 0.05 each, that is USD 18.25 a year for one scope of one use case at one institution; a Collective running a fraud model across five members and releasing to each is five scopes. The fee base is small per release and grows with every use case that goes live and stays live.
| Share | Goes to | Why |
|---|---|---|
| 60% | Operator pools, pro rata to stake | Validating the Ledger, running key and release services |
| 20% | Buyback and burn of KOVO | External income becomes demand for the asset; supply contracts with use |
| 20% | Ecosystem treasury | Collective formation grants, Bench training, audits |
Staking means delegating KOVO to a named operator. Operators are the validators of the Ledger and the parties who run key and release services: C² Labs, participating institutions, and audited custodians. Fee income is allocated across operator pools pro rata to stake, operators set a commission (default 10%) and pass on the rest. Running key and release services is paid separately as a service fee from platform revenue, so the commission does not have to cover real operating costs. A 7-day bonding period applies and rewards compound through automatic restaking. Slashing of delegated stake for operator misbehaviour is a target state, not a launch feature.
A delegator's yield therefore depends on five things: fee income, the 60% operator share, the delegator's share of total stake, the operator's commission, and the market value of staked KOVO. Doubling fee income doubles yield; doubling total stake or price halves it. Kovo will publish fee income monthly so that the first term is never a guess.
A defined share of fee income, 20% at the proposed parameters, buys KOVO on the market and the purchased tokens are burned. The share is a parameter and scales only with fee income; every burn is published with its Ledger transaction.
USD 100,000 of Room compute billed to a customer at about 1.7× cost leaves Kovo a USD 41,176 margin. The 5% protocol fee, USD 5,000, comes out of that margin; the customer pays nothing extra. It splits USD 3,000 to operator pools (at 10% commission, USD 300 to operators and USD 2,700 to delegators), USD 1,000 to buyback and burn, and USD 1,000 to the treasury.
| Customer-funded protocol income per year | Amount | Basis |
|---|---|---|
| One deployment, no Market | ≈ USD 5,200 | USD 100k compute + 10 scopes released daily |
| 100 deployments | ≈ USD 518,000 | Same profile |
| Market sales of USD 10M | USD 200,000 | 2% settlement |
What that means. Protocol income is small while Kovo is a set of single-institution deployments, so operators are paid for running services through a separate service fee, and the asset only matters once Collectives and the Market carry volume. That is why KOVO launches at Stage 4 of the roadmap, gated on the fee base. Issuance (1.5M KOVO a year) is always reported on its own line, never as income.
| Allocation | Share | Terms |
|---|---|---|
| Ecosystem and Collectives | 35% | Released against Ledger-recorded contribution over ten years: formation grants, contribution incentives, Bench |
| Operator rewards | 15% | Flat annual issuance over ten years, independent of fees |
| C² Labs and team | 20% | Four-year vest, one-year cliff |
| Investors | 15% | Vesting under their agreements |
| Treasury reserve | 10% | Governance-controlled |
| Public distribution | 5% | Under the digital-asset framework, if and when registered |
Policy cap: 100,000,000 KOVO. Issuance is flat; burn rises with fee income. Beyond some level of use, burn exceeds issuance and net supply contracts. This page does not forecast that level; it commits to publishing the two numbers that decide it.
KOVO is not the access mechanism: grants are. It is not the unit of payment: fees are paid in USD stablecoin. It is not a claim on any institution's data or on any Pool's proceeds. Two instruments are deliberately kept separate from it. Kovo Shares are per-Pool rights in a Collective's governance and proceeds. Kovo Forward is a per-Pool financing instrument, denominated in USD, repaid from a defined slice of that Pool's proceeds at a defined priority. Keeping them per Pool means a failed Pool cannot impair the asset, and the asset cannot be read as a claim on data.
| Parameter | Value (proposed, 15 October 2026) |
|---|---|
| Result release fee | USD 0.05 per scope released |
| Room run · Market settlement · Forward origination | 5% of compute · 2% of sale · 1% of amount financed |
| Fee allocation | Operators 60% · buyback and burn 20% · treasury 20% |
| Operator commission (default) | 10%; key and release services paid as a separate service fee |
| Bonding period | 7 days |
| Supply cap | 100,000,000 KOVO |
| Operator issuance | 15% of cap over ten years, flat |
| Ledger | Permissioned BFT; validators: C² Labs, institutions, audited custodians |
| Settlement | USD stablecoin for fees; KOVO for Ledger operations |
| Governance | Maintainer role (C² Labs) with an operator council veto; holder governance is a target state |
Listing data, buying results or deploying in-country: tell us which, and we'll reply within five business days.
Pilot slots are limited by delivery capacity. Registration puts you in the queue and starts a conversation: a yes, a no, or a question.
45 minutes with your data, risk and business owners. We leave with the use case, the baseline and the systems involved, and send a written scope in ten days.
Everything you share here is used to reply to you about Kovo, and for nothing else.
Short answers. Longer ones on request.